West Virginia

Many West Virginians were just like you. They were drowning in credit card debt with their credit cards maxed out and not enough income to cover their day-to-day expenses and the minimum monthly payments. They were bombarded all hours of the day and night with collection agencies calling. Their mailboxes only brought more grief with bills they could not pay and collection agencies' notices. They thought that debt relief was only a pipedream and the only way their situation would improve was through foreclosure or bankruptcy. Until they decided they needed a debt settlement action plan.

They called NATIONWIDE CREDIT SOLUTIONS, (operating out of Richmond Hill, NY)—and within three years, some of them within one year, have the debt relief they'd longed for, for so long.

You can be debt free, too, through a budget-friendly, systematic debt elimination payment action plan. Debt relief is not a pipedream. It's not impossible. It just needs a commitment to getting control of your finances back.

What's the NATIONWIDE CREDIT SOLUTIONS Advantage?
At NATIONWIDE CREDIT SOLUTIONS, we have earned the respect of financial institutions across West Virginia and nationwide. We have the experience and know-how to negotiate with your creditors to:

• save you hundreds and in some cases thousands of dollars over debt elimination plans developed through bankruptcy or credit counseling
• set you on a path to complete debt relief five times faster than bankruptcy or credit counseling
• establish a payment schedule that is flexible so you can stay on track for paying off your debts even if a financial emergency comes up

Our debt consultants are experts at what they do and really can make the whole debt settlement process simple and as stress free as possible.

What's in an Nationwide Credit Solutions inc. Action Plan?
That depends on the individual clients. Each debt settlement action plan is developed based on each client's specific needs, so no one debt settlement action plan will be the same for everyone. Some of the options your debt consultant will consider in devising your action plan may include:

1. Debt consolidation means compiling all your credit card debt and balances into one place with a single interest rate, potentially saving you hundreds if not thousands of dollars.
2. Debt settlement means settling your credit card debt through an affordable, monthly payment schedule that will fit with you budget and still keep your creditors happy.
3. Debt negotiation involves your debt consultant negotiating with your creditors on your behalf with a view toward getting them to agree to allow you to pay off only a fraction of what you owe. Some clients have only had to pay 50 percent of what they owed. This means you can experience debt relief faster. Part of the negotiation will also be establishing a payment schedule to pay off the rest of the amount.
4. Credit counseling involves the services of a third-party negotiator. Should a creditor decide they don't want to negotiate with NATIONWIDE CREDIT SOLUTIONS directly, a third-party negotiator will be brought in. Credit counseling is one aspect of debt settlement that will leave a black mark on your credit rating so your debt consultant will work hard to avoid this.
5. Bankruptcy involves actually filing bankruptcy papers with the courts and submitting your financial situation to their powers of negotiation. This also can have long-lasting implications for your credit rating, so your debt consultant will work hard to try to avoid this. It may still be the only option in some circumstances. Regardless, it is impossible for NATIONWIDE CREDIT SOLUTIONS to guarantee that you will never have to face bankruptcy again