Virginia

Did you know that there are hundreds of Virginians—just like you—who have found debt relief through a regular, budget-friendly debt elimination plan through Nationwide Credit Solutions inc.?

Those people were once where you are. They were once receiving phone calls all hours of the day from collection agencies. Their mailboxes were once full of payment-demand letters and credit card bills announcing they had maxed out their limits. They once stared at the minimum monthly payment due on those credit card debts and knew they could never pay it. They wondered if there was any chance they might ever get out of the financial pit into which they had dug themselves.

Their journey to debt relief through debt elimination happened the moment they decided to take charge of their finances and get their financial security back. That was the moment they decided to call NATIONWIDE CREDIT SOLUTIONS (Richmond Hill, NY)—and talk to one of our debt consultants. Some became debt free in 12 months. Others in 36 months.

But now matter how long it took them they will tell you the financial—and emotional—freedom they now experience is priceless.

How Will Debt Settlement Work for Me?
NATIONWIDE CREDIT SOLUTIONS has earned the respect of financial institutions across Virginia and across the United States. That means creditors like dealing with us. Because of this relationship with major creditors, we are able to get better results for you than you would through bankruptcy or credit counseling.

Through a debt settlement action plan negotiated on your behalf with your creditors you will:

• save hundreds and potentially thousands of dollars over those that undergo a debt settlement plan through bankruptcy or credit counseling agencies
• see your credit card debt and other loans paid off within 36 months (in some cases in as little as 12 months) nearly five times faster than bankruptcy or credit counseling
• know that your plan is flexible enough to allow for any financial crises along the way
• let you see how your monthly payments are slowly but surely helping you toward being debt free

What will be in my Debt Settlement Action Plan?
Once your debt consultant has all the details about your financial situation and particular debt settlement issues, he or she will develop an action plan that may include several options:

1. Debt consolidation – dumping all your credit card debt together with all your other outstanding loans and lines of credit into one account saving you potentially thousands of dollar by only having to worry about one interest rate, instead of four or five different ones.
2. Debt settlement – settling your credit card debt and loans through an affordable, methodical monthly payment plan.
3. Debt negotiation – your debt consultant may be able to get your creditors to allow you to pay off a fraction of what you owe, so you pay off your debts faster. He or she will also negotiate a payment schedule that will work with your budget to pay off the rest.
4. Credit counseling – your debt consultant may have to bring in the services of a third-party negotiator if a creditor does not want to work with us directly.
5. Bankruptcy – In some cases, this may the only option. For others, we will work with you to try to avoid bankruptcy, but it is impossible for us to guarantee that you will never have to face bankruptcy in the future.