Rhode Island
Nationwide Credit Solutions inc. has helped thousands of Americans, including many of your Rhode Island neighbors, with their debt settlement issues and have brought them debt relief within three years and some within one year.
NATIONWIDE CREDIT SOLUTIONS, (Richmond Hill, NY)—specializes in helping those people who:
- are tired of collection agencies calling at all hours of the night
- are tired of discovering their mailbox full of maxed out credit card bills with minimum monthly payments that they just don't have after paying day-to-day living expenses
- are potentially facing the option of bankruptcy or credit counseling because they're so far into debt.
Debt relief starts the moment you decide you won't let your credit card debt destroy yourself, your family and your work performance anymore. Debt relief starts when you call our office and talk with one of our debt consultants. Debt relief starts when you have a debt elimination plan.
A Debt Elimination Plan?
A debt elimination plan is simply a plan that is tailored to your particular budget and debt relief needs that is negotiated with your creditors on your behalf by your debt consultant.
Besides the obvious of eliminating your debt, the purpose of your debt elimination plan will be to first, put you back in control of your finances; second, to help you pay off that debt within 36 months (in some cases within 12 months); third, to save you hundred potentially thousands of dollars over debt elimination plans organized through bankruptcy or credit counseling; and, fourth, to provide a flexible plan that won't crumble when unexpected financial disasters happen.
What about my Debt Elimination Plan?
When you talk to one of our debt consultants, he or she will look at the debt elimination options available and pick one or a combination that will work for you. Some of those options include things like:
- debt consolidation where your all your credit card debt and amounts from outstanding loans are “consolidated” into a single account with a single interest rate, with the potential savings of thousands of dollars for some clients debt settlement where you settle your credit card debt and other debts through a monthly payment schedule
- debt negotiation where your debt consultant will negotiate with your creditors with the hope of getting them to agree to forgive a part of your overall debt so you will only have to pay back a fraction of the original amount (sometimes as much as 50 percent less)
- credit consolidation where a third-party negotiator is needed to conduct the negotiation between your debt consultant and your creditors. This comes into play when a creditor doesn't want to negotiate with NATIONWIDE CREDIT SOLUTIONS directly.
- Bankruptcy where financial restructuring and a debt settlement strategy is devised and supervised by the courts.
Both credit consolidation and bankruptcy leave a black mark on your credit history, so we work hard to try to avoid having to resort to these options. In some cases, though, it may, indeed, be the best option. NATIONWIDE CREDIT SOLUTIONS can not guarantee, however, that you will never face bankruptcy in the future even if you do go through one of our debt elimination plans.
