Oregon

Do you—like many Americans—dread hearing the phone ring because you know it's a collection agency demanding payment on behalf of your creditors? Do you—like many Americans—dread picking up the mail because you know the credit card bills waiting for you will remind you that you're up to your eyeballs in credit card debt with no hope of paying the minimum monthly payment? Do you—like many Americans—realize that you have just enough income to cover your day-to-day living with nothing left over to pay off your credit card debt? Do you—like many Americans—wonder if there is any debt relief to be had at all?

There is! And we, nationwide credit Solutions (Richmond Hill, NY) can help!

Debt Elimination through NATIONWIDE CREDIT SOLUTIONS
Debt elimination, and thus debt relief, starts with just a phone call. You will be introduced to one of our debt consultants who will be your guide through the debt elimination process. He or she will find out your particular needs and situation and devise a plan that will:

• help you maintain control of your finances while systematically hammering away at the credit card debt month after month
• help you become debt free in 36 months (sometime 12 months)
• save you thousands of dollars over the debt settlement through bankruptcy or credit counseling
• give you the flexibility to deal with unexpected financial catastrophes without derailing your debt elimination plan

What's in My Personal Debt Elimination Plan?
Your debt elimination plan will be designed specifically to address your particular needs and credit card debt issues. Not one debt elimination plan is exactly the same. Some of the options available for your debt consultant to consider include:

1. Debt consolidation: consolidating all your credit card debt and other outstanding loans into one place with a single interest rate instead of leaving the money spread out over several creditors each with their own interest rate, potentially saving you hundreds of dollars.
2. Debt settlement: settling your debt with your creditors through an affordable, regular monthly payment plan.
3. Debt negotiation: negotiating with your creditors to get them to agree to allow you to pay off only a portion of what you owe, and a payment schedule that will pay off the remainder.
4. Credit counseling: negotiating with your creditors with the help of a third-party negotiator should a creditor decide that they don't want to negotiate with us directly.
5. Bankruptcy: filing the appropriate papers with the courts to undergo financial restructuring plan through the court process.

For some, bankruptcy or credit counseling will be the only option. We will always work hard to help our clients avoid these situations, but the financial industry is such that we can never predict what's going to happen in the future.