Mississippi

Credit card debt has become a national epidemic in the last 24 months, complicated by wages that simply aren't enough to cover the day-to-day living expenses and the debts. Debt settlement and debt elimination plans can help you regain control of your finances. Nationwide Credit Solutions based in Richmond Hill, NY has the debt consultants who can help you.

Whether you need foreclosure help or help establishing a payment plan with your creditors that will settle your credit card debt or other loans, we can help. It doesn't matter what your social status is or what your credit rating is, we can help.

If your credit card debt is more than you can ever pay; if you're having trouble meeting the minimum monthly payments; if there isn't enough left at the end of the month to even considering paying off the credit card debt. If creditors have been calling and mailing demanding payment that you just don't have, Nationwide Credit Solutions can help.

Debt Settlement? What's that?
Debt settlement means simply that—settling your debt with your creditors. This requires a you-specific action plan that will put you back in control of your income and expenses, and put you on a path to complete debt relief.

You will be assigned your own personal Nationwide Credit Solutions debt consultant who will design a debt relief action plan:

that will save you thousands of dollars over the potential plans negotiated through bankruptcy or credit counseling
that will see you pay off your credit card debt and other loans up to five times as fast as bankruptcy and credit counseling restructuring plans
that will keep you in control of where your money goes
that will provide debt relief through showing you how your steady monthly payment plan is hammering away at your outstanding balances
that will provide sufficient security and flexibility so that any financial emergencies are not a problem

Your Debt Elimination Action Plan
After your initial interview with one of our debt consultants, he or she will begin to work on establishing a debt elimination action plan that may or may not include the following:

Debt consolidation – joining all your credit card debt and other outstanding loans and debts into one place with the advantage of only having one interest rate instead of several;

Debt settlement – paying off your credit card debt and other loans through a negotiated payment schedule that you will be able to manage;

Debt negotiation – negotiation of a lesser amount owing and a payment schedule that will pay off the remainder;

Credit counseling – negotiation between us and your creditor(s) through a third-party negotiation should it happen that one of your creditors does not want to work directly with us;

Bankruptcy – the filing of bankruptcy papers with the court and engaging in court-supervised financial restructuring.

Nationwide Credit Solutions Inc. debt consultants will work with you to avoid the need for credit counseling or bankruptcy, but in some situations either one or both may be necessary. As much as we would like to, we can not guarantee that such situations may not arise after having used our services.