Kentucky

If credit card debt is stressing you out and you are overwhelmed with the reality that your monthly income just isn't enough to cover your living expenses and your debts, you need Nationwide Credit Solutions Inc. Nationwide Credit Solutions Inc. debt consultants are debt elimination experts and can put you on the path to financial recovery.

Nationwide Credit Solutions (Richmond Hill, NY)—has many years of experience helping families and singles just like you take charge of their finances and pay off their credit card debt and other debts. You will only experience debt relief when you know that you are making payments on what you owe and that through your personal debt elimination package you are on your way to being debt free.

You don't have to fear answering the phone or dreading going to the mailbox only to be bombarded with demands for payments. You don't have to worry any longer about not being able to make the minimum monthly payments on your credit cards. You don't have to stress out anymore over the fact that your monthly income is nowhere near enough to pay off your debts.

Debt relief starts with just a phone call.

What is Debt Settlement?
Debt settlement simply means to settle your credit card debt and other debts—paying off what you owe. Nationwide Credit Solutions debt consultants will establish a debt settlement plan that will be specific to your financial situation and budget and systematically pay off your balances.

Our Nationwide Credit Solutions debt consultants have successfully negotiated on behalf of thousands of families, singles, and businesses saving them thousands of dollars over what they would have had they sought bankruptcy protection or credit counseling. Our clients on average pay off their debts up to five times faster than the average time through bankruptcy and credit counseling.

The advantage to your personal debt elimination program negotiated through us is that it will allow you to stay in control of your finances, experience the freedom of paying off your debt, and provide you the peace of mind that comes from knowing that your plan if flexible enough to make room for any financial catastrophes.

Your Individual Debt Settlement Program
Your individual debt settlement program will be specifically designed to help you eliminate your credit card debt sometimes meaning that you only need to pay off a fraction of your original balance. Your individual debt settlement program may include one or some of the following measures:

Debt consolidation: Joining all your credit card debt and other debts into one place under one interest rate instead of multiple interest rates.

Debt settlement: Settling of either your full amount or a portion of the full amount through an affordable, payment plan.

Debt negotiation: Negotiation of your debt down to a fraction of what you already owe and a monthly payment schedule that will see your debt paid off within three years.

Credit counseling: Negotiation with your creditors using a third-party negotiator, which is sometimes required when a creditor does not want to negotiate directly with us.

Bankruptcy: Filing for bankruptcy where your financial restructuring will be overseen by the courts.

With the last two options, Nationwide Credit Solutions debt consultants don't want to see you involved in credit counseling or bankruptcy if at all possible, so they will work hard to avoid it. However, there will be instances where either or both may be the only viable option for a client, or where these options may be necessary in the future.