Hawaii

Thousands of Islanders—just like you—are up to their eyeballs in debt and know they don’t have enough money to satisfy their creditors and pay for life’s essentials. Thousands more Islanders have come to Nationwide Credit Solutions for foreclosure help and to establish a debt relief plan. A debt relief plan involves settling and eliminating your debt so you can experience the freedom of working for yourself and your family, instead of working to pay off your bills.

No matter how many years you have been carrying the stress of your debt load, no matter what your current credit rating is, contact Nationwide Credit Solutions and see what one of our debt consultants can do for you.

Nationwide Credit Solutions (Richmond Hill, NY)—Debt Settlement has earned the respect of financial institutions throughout the United States. If your credit cards are maxed out and you are having trouble making the minimum monthly payments; if you’re tired of getting to the end of the month knowing that your income is not enough to pay off what you owe; if your credit card debt is threatening the wellbeing of your family, you need Nationwide Credit Solutions.

Debt Settlement Solutions
When you call Nationwide Credit Solutions, you will be connected with a debt consultant that will discuss your particular financial situation with you, including your income, the amount of your credit card debt and other debts, and devise a debt elimination strategy.

With an affordable debt elimination strategy in place you can begin hammering away at your debts with a view towards becoming debt free in 12 to 36 months.

Our clients have paid of their debts faster and saved thousands of dollars over the debt strategies of bankruptcy or credit counseling.

Your debt settlement plan will leave you feeling in control of your finances and allow for unexpected expenses like car repairs or medical emergencies.

Your Personal Debt Settlement Plan
Each debt elimination plan is tailored according to the individual client’s needs. Some clients will require debt consolidation or debt negotiation. Some will only require debt settlement or credit counseling, as well. Here is some of what our Nationwide Credit Solutions debt consultants will consider in devising your plan:

Debt consolidation: Consolidating all your balances into one place with one insurance rate.

Debt settlement: Working out a payment plan with your creditors that is manageable for you and satisfying for them.

Debt negotiation: Negotiating your balances down—sometimes as much as 50 percent—or negotiating a lower interest rate, as well as an affordable monthly payment schedule to pay off the rest.

Credit counseling: The bringing in of a third party to negotiate on your behalf with your creditors in the event that a creditor does not wish to negotiate with us. We work to avoid this because it does have a negative impact on your credit rating, but in some cases it is necessary.

Bankruptcy: Declaring bankruptcy and initiating proceedings for court-mandated debt payment. For some clients, this may be their only option. For others, even if they have used our services, may find themselves in a place in the future where they would still face bankruptcy. Nationwide Credit Solutions debt consultants cannot guarantee that it will never happen to you.